Privacy Policy

At David Smart Co. Limited, I respect and uphold your rights to privacy protection under the Privacy Act 2020.

This Privacy Policy sets out why I need to collect personal information, how I collect it, what I do with it, how it is stored, and with whom I might share it with.

THE INFORMATION I COLLECT

 I may only collect personal information about you that is reasonably necessary for my business. The personal information I collect includes name, contact details, personal details, business details, financial information and details of products and services relevant to the work undertaken on your behalf.

 You have a right to view the personal information I have collected and ask for its correction if it is inaccurate or incomplete.

Please contact me if your personal information has changed or if you believe the personal information I have is not accurate or complete.

WHY I COLLECT PERSONAL INFORMATION

I collect personal information about you so as to ensure I know enough about your personal and financial situation and goals to give the best possible level of service to you relevant to the work undertaken on your behalf.

I also need to maintain your contact details for current and ongoing servicing of your requirements.

Depending on the work that you commission, I may also need to collect your personal information to fulfil my obligations under applicable laws and rules and to meet my professional obligations to you as a Financial Adviser - for example if the information is required for inspection by the Financial Markets Authority.

HOW I COLLECT PERSONAL INFORMATION

 Normally I only collect information about you directly from you. This can be in person, in documents you give me, from telephone calls, emails, your access to my website or from transactions that you have made or intend to make.

 Occasionally I may collect information from third parties such as other advisers, or existing product and service providers but only with your permission.

HOW I USE YOUR INFORMATION

I use personal information about you only for the purposes for which it was provided including to:

·      Provide you with a quality service.

·      Administer and manage my service to you.

·      Communicate with you. 

·      Comply with my regulatory requirements.

HOW I STORE YOUR PERSONAL INFORMATION

I keep personal information in physical and electronic records at my premises or the premises of my cloud storage provider. 

·      Keys are required to gain access to hard copy client files.

·      Soft copy records are only accessible through password-protected devices.

 If the personal information I collect is no longer necessary, I delete it.

WHO I MIGHT SHARE YOUR INFORMATION WITH

I do not use or disclose any personal information about you for any other purpose without your consent or unless required or authorized by law.

 If you commission me to implement arrangements with third party service or product providers on your behalf, I may share sufficient personal information of yours to meet their requirements. 

I do not sell your personal information for marketing purposes to other firms.

LINKED WEBSITES

My website may contain links to other websites. These links are provided for convenience only and may not remain current or be maintained. David Smart Co. Limited is not responsible for the content or privacy practices associated with linked websites.

COOKIES

My website may use cookie technology to track user traffic patterns and to better serve you when you use the website. You can set your browser to notify you when you receive a cookie, providing you with the opportunity to either accept or reject it. You can also refuse all cookies by turning them off in your browser.